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Fun Ways to Spend a Small Windfall

It could be a surprise tax refund. Or perhaps it’s an unexpected inheritance from your recently deceased uncle. Whatever the reason, you have a small windfall of money and an almost endless array of options for how to use it.

There’s a good chance you’ve got your heart set on paying off debt or getting caught up on bills. These and other prudent financial moves are wise ways to spend a few thousand dollars. But they aren’t fun!

If possible, consider finding enjoyable ways to spend your small windfall. Struggling to think of the right thing? No worries, we have you covered. The following are six fun ways to spend a small windfall:


Is there a faraway place you’ve always wanted to visit but never had the money it took to get there? Now’s your chance! Use your small windfall to book that dream vacation. With autumn fast approaching, now’s the time to save big on airfare and hotels. If you wait until the holiday season, prices will go up, leaving less money leftover to spend on fun experiences and activities during your trip.

New car

Is your old car making weird noises? Does the air conditioning no longer work? Are the shocks worn down to the point you feel every pebble on the road as you drive over? If so, consider using your small windfall as a down payment on a new car. You could also take your time to find a great deal on a used vehicle. By offering cash upfront, you’ll be able to negotiate a lower price.

New wardrobe

Are your clothes outdated or falling apart? If so, it’s probably time for a wardrobe replacement. Fortunately, thanks to your recent windfall, buying new outfits will be fun. You’ll worry less about price and more about which clothes and shoes look the best on you. With that said, we advise shoppers to choose quality over quantity. In order to prevent this year’s clothing purchases from becoming unfashionable in the near future, opt for classic styles and designs. We’re not trying to give you fashion pointers, just suggesting the best way to spend money on clothes and shoes!

Sportsbook wagers

Are you a sports buff? If so, consider using some of your windfall on college football sportsbook bets and similar opportunities. You won’t always win, but you’ll always have fun. And if you win, it’s even better! With that said, it’s a good idea to do your homework prior to placing any significant wagers. While it’s a game of chance, there’s also skill involved, so take your time to make sure your bets are smart and savvy. The effort to play the odds wisely is what makes it so much fun!

Tech upgrades

Are you tired of dealing with your outdated iPhone, long-in-the-tooth laptop, or tiny television? If so, consider using your windfall to make some significant upgrades to your personal technology. Maybe you’ve been eyeing that new Macbook Pro. Now’s your chance to swoop in and buy one while supplies last! Once again, we suggest putting a premium on quality tech products rather than whatever’s cheapest. Name brand electronics tend to last longer and provide the best user experience.

Luxury experience

There are many so-called luxury experiences typically off-limits to working people with limited finances. But now that you have a little bit of extra money lying around, why not go all-in on a once-in-a-lifetime opportunity? Fly first-class cross-country, book the presidential suite for a weekend, or play a round of golf at that high-end course in the nice part of town. There are many such experiences to choose from.

You’ve been blessed with a small windfall. There are many smart ways to use the money, depending on the situation. But there are also fun ways to spend it, as well. The choice is yours. We hope you make the right one!


Julie Steinbeck is a freelance writer from Florida. She enjoys covering topics related to business, finance, and travel.

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