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Here Are Some Ways a Short-Term Loan Can Increase the Value of Your Home

A short-term loan can help you increase the value of your house when it is time to sell. If you are lucky enough to be in a seller’s market, you are likely going to enjoy a big boost when you sell your house. However, if you are in a buyer’s market, you are going to have to work a lot harder to get all that equity back in the form of cash to go toward your next home. 

Getting your house appraised is an important step because you will know how much your house is worth before you try to sell it. But be prepared for that appraisal to unearth bad news as well. You might learn of serious issues that you have to fix before you can sell for what your home is worth. Or you might just find that you need a few timely upgrades so that your house will show better when prospective buyers come to look. 

Look here to learn more about the ins and outs of short term installment loans. Then consider getting one to make the following improvements:

Exterior Upgrades

The most important part of curb appeal has nothing to do with the curb. It does have everything to do with the first impression made by the exterior of your house when people see it from the curb. The least expensive exterior treatment is good old-fashioned paint and elbow equity. Even if you are not a great house painter, you can increase the value of your home by a lot more than the cost of the paint. The house will look fresh and new. Hiring a professional might not matter with regard to resale value.

Vinyl siding is a more durable and eye-catching treatment. It will pay you back in equity, but will cost you more up front. That is where an installment loan could come in handy. You will be able to pay the loan in full once your house is sold. That kind of loan can actually put money in your pocket.

Kitchen Updates

In most cases a kitchen remodel will increase the value of your home. That doesn’t mean you should go out and blow $50,000 on your kitchen just before you move. It doesn’t help you if you don’t make that money back with an increase in the sale price. It is trivially easy to overspend on a remodel when a modest spend would be sufficient. 

Instead of replacing cabinets that are in good condition, you could just paint them and give them a new look. That inexpensive update could net you thousands. There are many ways to get the granite countertop look without spending granite countertop money. Small updates can net big resale profit.

Don’t Forget the Yard

Before a buyer sees your house, they will see your yard. You could lose the sale because of a poorly kept yard. Don’t let that happen to you. Overgrown yards create lower home value for the entire community because people will judge the community as a whole even if it is a small problem with a single property. 

Don’t lose that value without a fight. Take a small loan and use it to redo your entire yard if necessary. You don’t have to put in expensive water features. But you might need to have a new lawn installed and do other things to revitalize the look.

While you’re at it, don’t forget the backyard. If you have a pool, get it cleaned. Replant the garden. Finish that gazebo you started a decade ago before running out of steam. Organize the storage shed so that the new owners can see the potential of what it can do for them. Make the front and back yard an inviting extension of the living space. Even in a buyer’s market, people will pay extra for a good yard and the potential it holds for family gatherings and such. It is well worth using a loan to put the final touches on a house for maximum resale value.

Never treat a loan of any kind frivolously and be sure to read all the fine print. Once you do, don’t hesitate to use a short-term loan to improve your home’s resale value by doing exterior improvements, smart kitchen updates, and making the outside as appealing as the inside. 

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